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A2090-558 - Assessment: Informix Fundamentals 11.70 Assessment - BrainDump Information

Vendor Name : IBM
Exam Code : A2090-558
Exam Name : Assessment: Informix Fundamentals 11.70 Assessment
Questions and Answers : 120 Q & A
Updated On : March 21, 2019
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A2090-558 exam Dumps Source : Assessment: Informix Fundamentals 11.70 Assessment

Test Code : A2090-558
Test Name : Assessment: Informix Fundamentals 11.70 Assessment
Vendor Name : IBM
Q&A : 120 Real Questions

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IBM Assessment: Informix Fundamentals 11.70

IBM certified Database associate | killexams.com Real Questions and Pass4sure dumps

This vendor-certain Certification is obtainable through:IBM CorporationArmonk, new york USAPhone: 914-499-1900Email: This e-mail address is being blanketed from spambots. You need JavaScript enabled to view it.

ability degree: basis                          status: energetic

cost effective: $200 (shortest track)               

summary:Entry-stage certification for individuals who work with IBM database products. There are two tracks to choose between: Informix Dynamic Server (11.50) Fundamentals, and Informix (11.70) Fundamentals.

initial requirements:You ought to flow the linked exam to your chosen tune ($200). both tests have a 90 minute closing date and consist of 60 questions. practising is available but no longer required.

continuing requirements:None precise

Pay Chart:

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dealer's page for this certification


Altova Introduces edition 2014 of Its Developer equipment and Server software | killexams.com Real Questions and Pass4sure dumps

BEVERLY, MA--(Marketwired - Oct 29, 2013) - Altova® (http://www.altova.com), creator of XMLSpy®, the business leading XML editor, these days announced the unencumber of edition 2014 of its MissionKit® computing device developer tools and server utility items. MissionKit 2014 items now consist of integration with the lightning quick validation and processing capabilities of RaptorXML®, aid for Schema 1.1, XPath/XSLT/XQuery 3.0, assist for new databases and plenty extra. New points in Altova server products consist of caching options in FlowForce® Server and expanded performance powered by way of RaptorXML throughout the server product line.

"we are so excited to be able to extend the hyper-performance delivered by using the unparalleled RaptorXML Server to builders working in our desktop tools. This performance, along with potent guide for the very latest requisites, from XML Schema 1.1 to XPath 3.0 and XSLT 3.0, gives our purchasers the merits of extended performance alongside slicing-facet technology support," spoke of Alexander Falk, President and CEO for Altova. "This, coupled with the capacity to automate elementary methods by the use of our excessive-performance server items, offers our shoppers a definite potential when building and deploying applications."

just a few of the brand new points obtainable in Altova MissionKit 2014 encompass:

Integration of RaptorXML: introduced previous this yr, RaptorXML Server is excessive-efficiency server utility capable of validating and processing XML at lightning speeds -- whereas delivering the strictest viable standards conformance. Now the identical hyper-performance engine that powers RaptorXML Server is entirely integrated in a number of Altova MissionKit tools, including XMLSpy, MapForce®, and SchemaAgent®, supplying lightning quick validation and processing of XML, XSLT, XQuery, XBRL, and greater. The third-era validation and processing engine from Altova, RaptorXML was developed from the floor up to help the very latest of all primary XML specifications, together with XML Schema 1.1, XSLT three.0, XPath 3.0, XBRL 2.1, and myriad others.

help for Schema 1.1: XMLSpy 2014 comprises vital aid for XML Schema 1.1 validation and editing. The latest version of the XML Schema normal, 1.1 provides new features aimed toward making schemas greater flexible and adaptable to enterprise situations, similar to assertions, conditional varieties, open content material, and extra.

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aid for XPath 3.0, XSLT 3.0, and XQuery 3.0:

guide for XPath in XMLSpy 2014 has been updated to encompass the latest edition of the XPath recommendation. XPath 3.0 is a superset of the XPath 2.0 advice and provides potent new functionality equivalent to: dynamic characteristic cells, inline feature expressions, and aid for union kinds to identify simply a number of. Full guide for brand new capabilities and operators delivered in XPath three.0 is attainable via intelligent XPath auto-completion in textual content and Grid Views, in addition to within the XPath Analyzer window.

guide for enhancing, debugging, and profiling XSLT is now purchasable for XSLT three.0 in addition to previous models. Please be aware that a subset of XSLT three.0 is supported due to the fact that the usual continues to be a working draft that continues to adapt. XSLT three.0 help conforms to the W3C XSLT three.0 Working Draft of July 10, 2012 and the XPath 3.0 Candidate recommendation. youngsters, aid in XMLSpy now offers builders the means to birth working with this new edition immediately.

XSLT three.0 takes knowledge of the brand new features delivered in XPath three.0. in addition, an incredible function enabled with the aid of the new version is the brand new xsl:are trying / xsl:trap assemble, which can be used to trap and recuperate from dynamic blunders. different enhancements in XSLT three.0 encompass help for better order features and partial functions.

Story continues

As with XSLT and XPath, XMLSpy help for XQuery now additionally includes a subset of version three.0. developers will now have the alternative to edit, debug, and profile XQuery three.0 with valuable syntax coloring, bracket matching, XPath auto-completion, and other intelligent editing elements.

XQuery 3.0 is, of path, an extension of XPath and for this reason advantages from the new functions and operators added in XPath three.0, corresponding to a new string concatenation operator, map operator, math capabilities, sequence processing, and more -- all of which are available in the context sensitive entry helper home windows and drop down menus in the XMLSpy 2014 XQuery editor.

New Database help:

Database-enabled MissionKit products together with XMLSpy, MapForce, StyleVision®, DatabaseSpy®, UModel®, and DiffDog®, now encompass complete guide for more moderen types of prior to now supported databases, in addition to help for brand spanking new database vendors:

  • Informix® eleven.70
  • PostgreSQL types 9.0.10/9.1.6/9.2.1
  • MySQL® 5.5.28
  • IBM DB2® models 9.5/9.7/10.1
  • Microsoft® SQL Server® 2012
  • Sybase® ASE (Adaptive Server business) 15/15.7
  • Microsoft entry™ 2010/2013
  • New in Altova Server utility 2014:

    introduced previous in 2013, Altova's new line of pass-platform server utility products includes FlowForce Server, MapForce Server, StyleVision Server, and RaptorXML Server. FlowForce Server provides finished administration, job scheduling, and protection alternatives for the automation of essential business techniques, whereas MapForce Server and StyleVision Server offer high-speed automation for initiatives designed the use of regularly occurring Altova MissionKit developer tools. RaptorXML Server is the third-era, hyper-speedy validation and processing engine for XML and XBRL.

    starting with edition 2014, Altova server products are powered by RaptorXML for faster, greater efficient processing. in addition, FlowForce Server now supports effects caching for jobs that require a very long time to technique, as an instance when a job requires complex database queries or should make its own internet provider data requests. FlowForce Server administrators can now schedule execution of a time-ingesting job and cache the outcomes to prevent these delays. The cached facts can then be provided when any person executes the job as a service, offering speedy consequences. A job that generates a customized sales file for the old day can be a pretty good utility for caching.

    These and many extra features can be found within the 2014 edition of MissionKit desktop developer tools and Server utility. For a complete list of new points, supported specifications, and trial downloads please consult with: http://www.altova.com/whatsnew.html

    About Altova Altova® is a application business specializing in tools to help developers with facts administration, application and software building, and data integration. The creator of XMLSpy® and other award-profitable XML, SQL and UML tools, Altova is a key participant in the software tools business and the chief in XML solution development equipment. Altova specializes in its clients' needs by means of providing a product line that fulfills a broad spectrum of necessities for application development teams. With over four.5 million clients worldwide, including 91% of Fortune 500 groups, Altova is proud to serve clients from one-person retail outlets to the realm's biggest companies. Altova is committed to delivering requirements-based mostly, platform-independent options which are effective, low cost and simple-to-use. founded in 1992, Altova is headquartered in Beverly, Massachusetts and Vienna, Austria. consult with Altova on the internet at: http://www.altova.com.

    Altova, MissionKit, XMLSpy, MapForce, FlowForce, RaptorXML, StyleVision, UModel, DatabaseSpy, DiffDog, SchemaAgent, genuine, and MetaTeam are emblems and/or registered logos of Altova GmbH in the united states and/or different nations. The names of and reference to different organizations and items outlined herein can be the trademarks of their respective house owners.


    Aberdeen: Dell dives deeper, wider into commercial enterprise | killexams.com Real Questions and Pass4sure dumps

    At $35.4 billion in earnings remaining yr, Dell has become the area's third greatest desktop business. it's additionally the quickest transforming into. Servers, storage, and services are now a crucial a part of the company's consumer price proposition -- and the entry onto the business shortlist of favorite suppliers. Dell's attraction to small, medium, and large business patrons is expanding.

    There are greater than 22,000 Oracle installations on Dell around the world. For the greater a part of a year, Dell has been a reseller of Oracle's database, utility, and infrastructure software products in the united states. This application has long past really smartly, and one of the crucial results of that success are these recent bulletins:

  • Dell will sell the Oracle 9i database, application server, and applications in Europe and Asia, moreover the U.S.
  • Oracle's consulting features division turns into a Dell provider company. collectively, the two organizations will convey fixed-fee database migration from DB2, Sybase, and Informix; an implementation fast-tune on Dell two- and 4-way PowerEdge servers operating pink Hat Linux superior Server; performance and capacity tuning, in addition to DB design assessment; and an Oracle 9i data look after disaster recuperation solution. Dell continues the customer relationship.
  • Dell will sell budget friendly clusters preconfigured with red Hat Linux and Microsoft windows. These are bundled solutions, effectively lowering the deployment time for a standard industrial platform. the new products should still enchantment to small corporations, gigantic enterprises, and application service suppliers — plus labor-mindful techniques integrators and value-added resellers. An entry configuration prices $18,000 and contains two PowerEdge 2650 servers with Linux, a PowerVault 220S shared SCSI storage rack, cluster interconnect, and two years of Premier commercial enterprise support services — gold-stage carrier.
  • Oracle has certified certain Oracle 9i configurations working crimson Hat Linux on PowerEdge servers, ensuring compatibility, reliability, availability, and serviceability. Oracle also is certifying Dell | EMC storage.
  • Oracle 9i database and application server models on Linux are being developed on Dell servers. And Oracle's labs are trying out future Dell servers with new Infiniband technology, displaying important beneficial properties in cluster availability and message latency, leading to greater scale-out performance.
  • In October 2001, Dell and EMC announced a 5-year partnership to jointly address the enterprise storage market. This application has been going like gangbusters, resulting in petabytes of storage bought by Dell's 2,500 new storage clients. youngsters the companies don't report a breakout, Aberdeen is on firm ground in announcing that the relationship with Dell has had the quickest ramp in EMC's historical past.

    The Dell | EMC CX200, CX400, and CX600 RAID arrays are aimed toward entry-level, midrange-with-increase, and excessive-conclusion facts-core storage necessities, respectively. in addition, both companions carry numerous functions aimed at storage planning and administration.

    In March, both businesses collectively introduced a new advanced technology attachment (ATA) enclosure, which enables the use of least expensive ATA disks on a mixture-and-in shape basis within a storage area network (SAN). Aberdeen believes that ATA disks, deployed as Dell and EMC are planning, signify a major and price-saving trend in storage management. basically, Dell and EMC are early to market, providing valued clientele a long expertise lifecycle.

    last month saw the introduction of new versions of the ControlCenter Navisphere, MirrorView, and SnapView utility. the brand new elements are squarely geared toward enterprise-degree storage administration issues, together with remote mirroring to assist remote disaster recovery and enterprise-continuity capabilities, enhanced statistics-core operational efficiencies, faraway browser-based storage administration, greater protection, and enhancements to the excessive-end FC4700 SAN.

    Dell introduced these days that it is going to begin manufacturing the CX200 RAID storage device within the U.S., ireland, and Malaysia. Dell, of route, is a recognized leader in supply chain administration and comparatively cheap manufacturing. The announcement skill that the revenue volumes of the partnership are large ample to benefit from Dell's meeting prowess. because of this, Aberdeen expects Dell and EMC valued clientele to continue to improvement from terrific values in CX200 methods.

    The proof that Dell and its partners, EMC and Oracle, are offering extra for its customers is in the announcement pudding, sketched out above. youngsters, there are two other partners that are vital to Dell's typical success, now and in the future: Intel and Microsoft.

    What makes Dell fundamentally distinct from its chief opponents, Hewlett-Packard, IBM, and sun Microsystems, is the indisputable fact that Dell has "Intel inside" all its servers and shoppers. Dell merits enormously from Intel's large R&D and relentless push to more suitable, faster, much less costly, smaller microprocessors. Dell's opponents ought to unfold R&D over smaller volumes (solar) and/or duplicate efforts on assorted structures (HP and IBM). Intel's Xeon processors bring aggressive and infrequently main efficiency in comparison with the competitors, but at such appreciably lessen expenditures that the dynamics of the server enterprise have changed, favoring Dell. and because the burgeoning Linux phenomenon is ninety five% on Intel 32-bit microprocessors, Dell's Linux efforts are neatly matched to purchasers' demands.

    Microsoft has additionally been on a roll within the server space on the back of windows 2000, change, and a starting to be range of particular-intention servers, equivalent to BizTalk. The next technology of Microsoft server utility will delivery rolling out later this month, beginning with windows Server 2003.

    The Microsoft base line: windows Server 2003 and exchange 2003 are a great deal enhanced in reliability, availability, serviceability, protection, scalability, and efficiency -- the important thing promoting elements of proprietary Unix programs. Dell servers working Microsoft working application can be much more aggressive in opposition t Unix programs going ahead. In a examine Aberdeen completed a yr in the past, the full charge of ownership (TCO) advantages of Intel servers running windows 2000 versus Unix servers were 46% overall and 70% for 2-approach servers. it is correct in Dell's sweet spot.

    With neatly-respected partners reminiscent of EMC, Intel, Microsoft, Oracle, and purple Hat, Dell is at the spearhead of an immense market sea exchange towards requirements-primarily based computing -- no longer requirements so tons within the committee experience, but in the experience of most important, smartly-understood, and relied on building blocks of suggestions technology. Dell is a key participant in an IT megatrend toward standards-based mostly computing.

    With TCO and brief return on funding (ROI) as two of the good IT administration priorities, Dell's cost proposition -- more suitable with the aid of its partnerships -- demands and receives consumer consideration. There is no sleight of hand accomplished in evaluating the expense/performance merits of Dell's specifications-primarily based value proposition. it's an more and more recognized reality. therefore, Aberdeen expects Dell to profit market share in the online transaction processing, messaging, information warehouse, and file and print markets. These beneficial properties will more and more take place within the business information centers the place competition is fiercest.

    but Dell's market ascendance, Aberdeen's field analysis indicates, is not only a "most beneficial fee" phenomenon. Dell receives excessive marks for provider and support, an expanding respect for technology innovation -- no more "Dell has no R&D" sneers from opponents -- and for a true commitment to purchasers that belies its telesales heritage. Dell has grown up. it's now the fourth most relied on enterprise within the U.S., in response to a fresh Fortune survey. have confidence is an invaluable intangible asset.

    The announcement that Dell will manufacture Dell | EMC CX200 storage techniques for its shoppers cements a key point of the Dell and EMC partnership. Aberdeen expects Dell consumers to look sooner international order success and the next increment of Dell's supply chain magic, which should outcome in even stronger storage values over time.

    The Oracle announcement is vital for both businesses, and it indicates how Linux will earn its statistics-core stripes via requirements-primarily based systems delivered by using established IT corporations -- such as Dell and Oracle. licensed Oracle 9i RAC on Linux really potential "mission-essential transaction processing" functions on Linux, where clustering is the widely wide-spread means of ensuring excessive availability. one other vital element of this announcement is Dell and Oracle working together to give the essential professional services.

    Backed via the handfuls of field interviews that Aberdeen has accomplished with Dell customers over the last year, Aberdeen's conclusion is that Dell continues reinforcing its attractiveness as a depended on IT organization. The announcements add an additional argument in Dell's lengthy-term desire, and that they imply a probable persevered success in executing the enterprise's method.

    Peter Kastner leads hardware systems, pervasive computing, and semiconductors analysis for Aberdeen community, a Boston-based mostly IT market analysis and consulting firm.

    To examine extra articles like this one, seek advice from Aberdeen community and register for gratis online access to Aberdeen's IT market research and evaluation, and to subscribe to expertise-specific e-newsletters.

    © 2003 Aberdeen group Inc.


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    Clarkston Financial Corporation Reports 2018 Q4 Results | killexams.com real questions and Pass4sure dumps

    February 13, 2019 09:00 ET | Source: Clarkston Financial Corporation

    CLARKSTON, Mich., Feb. 13, 2019 (GLOBE NEWSWIRE) -- Clarkston Financial Corporation (“Corporation”) (OTCBB:CKFC - News), the holding company for Clarkston State Bank (“Bank”), today reported net income of $645,000 or $0.19 per share for the three months ended December 31, 2018, compared to net loss of ($1,367,000) or ($0.42) per share for the three months ended December 31, 2017. The net loss in the fourth quarter of 2017 was directly attributable to the change in tax law passed by Congress.

    J. Grant Smith, CEO, said, "Another year of consistent financial performance. Our balance sheet fundamentals are very good, net interest margin has improved nicely and our hallmark of great expense control has resulted in another great year of performance. We strive to be consistent and perform above our peer group. Once again, we accomplished our goal during 2018. We are cautiously optimistic for 2019. We expect to continue with our growth trajectory while staying disciplined as we continue with our efforts to grow our regulatory capital. The Bank’s fundamentals remain very strong and we expect our very good operating performance to continue in 2019.

    Operating Results

    The Corporation’s net interest income before provision, increased to $1,928,000 for the quarter ended December 31, 2018, compared to $1,820,000 for the same period ended December 31, 2017.  This represents an increase of $108,000 or 5.93% quarter over quarter.  The net interest margin of the Bank increased to 3.96% as of December 31, 2018, compared to 3.85% for December 31, 2017. The Bank’s net interest spread has improved as interest rates have increased on both new loan originations and renewals.

    Noninterest income increased during the fourth quarter of 2018 when compared to the fourth quarter of 2017. The Corporation posted $127,000 for the quarter compared to $59,000 for the quarter ended December 31, 2017, an increase of $68,000 or 115.25%.  The increase is mostly attributable to increases in deposit account fees. Noninterest expense decreased, ending the fourth quarter at $1,252,000 compared to $1,324,000 for the same period ended December 31, 2017, a decrease of $72,000 or 5.44%.

    Balance Sheet

    Total assets at December 31, 2018, were $211,630,000 compared to $193,311,000 at December 31, 2017, an increase of $18,319,000 or 9.48%.  The increase is mainly due to an increase in loans and deposits.

    Gross loans increased $19,489,000 from $172,586,000 at December 31, 2017, to $192,075,000 at December 31, 2018, an increase of 11.29%.  Total deposits increased $6,554,000 or 3.82%, ending at $178,134,000 for December 31, 2018, up from $171,580,000 for December 31, 2017.  Total stockholders’ equity increased from $15,416,000 at December 31, 2017 to $17,786,000 at December 31, 2018, an increase of $2,370,000 or 15.37%.

    Asset Quality

    There were no non-performing loans at December 31, 2018. There remains one non-performing asset at $706,000 as of the fourth quarter of 2018. The allowance for loan loss slightly decreased to 1.07% of total loans as of December 31, 2018 compared to 1.19% for the same period 2017.  Management continually monitors the allowance for loan loss to determine its adequacy.

    Clarkston State Bank opened in January 1999 and operates two branches in Clarkston and Waterford, Michigan.

    Safe Harbor. This news release contains comments or information that constitute forward-looking statements within the context of the safe-harbor provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements involve significant risks and uncertainties. Actual results may differ materially from the results discussed in the forward-looking statements. Factors that may cause such a difference include: changes in interest rates and interest-rate relationships; demand for products and services; the degree of competition by traditional and non-traditional competitors; changes in banking regulations; changes in tax laws; changes in prices, levies, and assessments; the impact of technological advances; governmental and regulatory policy changes; the outcomes of contingencies; trends in customer behavior and their ability to repay loans; and changes in the national and local economy. The Corporation assumes no responsibility to update forward-looking statements.

    Media Contact: Clarkston Financial Corporation – J. Grant Smith, CEO, 248-922-6945.

    CLARKSTON FINANCIAL CORPORATION CONSOLIDATED BALANCE SHEET           (Dollars, in thousands)             (audited)   (audited)     12/31/2018   12/31/2017 Assets                   Cash and due from banks   $7,422     $7,718   Securities – Available for sale     6,440       6,889   Federal Home Loan Bank stock, at cost     232       232             Loans     192,075       172,586   Allowance for possible loan losses     (2,064)       (2,052)   Net loans     190,011       170,533             Banking premises and equipment     3,581       3,611   Deferred tax asset     2,352       2,939   Other real estate owned     706       721   Accrued interest receivable and other assets     886       667   Total assets   $211,630     $193,311             Liabilities and Stockholders' Equity         Liabilities         Deposits         Noninterest-bearing demand deposits     80,127       77,065   Interest-bearing     98,007       94,515   Total deposits     178,134       171,580             Other Liabilities         Federal Home Loan Bank advances     0       0   Other borrowings     15,056       5,711   Accrued interest payable and other liabilities     654       604   Total liabilities     193,844       177,895             Stockholders' Equity         Common stock     11,923       11,923   Paid-in capital     12,099       11,804   Restricted stock - Unearned compensation     (197)       0   Accumulated deficit     (5,860)       (8,205)   Accumulated other comprehensive income (loss)     (179)       (105)             Total stockholders' equity     17,786       15,416             Total liabilities and stockholders' equity   $211,630     $193,311   CLARKSTON FINANCIAL CORPORATION CONSOLIDATED STATEMENT OF OPERATIONS                 (Dollars, in thousands)                 (audited)   (audited)   Three Months Ended   Twelve Months Ended   12/31/2018   12/31/2017   12/31/2018   12/31/2017 Interest Income               Interest and fees on loans $2,204   $2,008     $8,270     $7,516   Interest on investment securities:   39     34       163       153   Interest on federal funds sold   32     27       95       58   Total interest income   2,274     2,070       8,528       7,727                   Interest Expense               Deposits   287     176       949       523   Borrowings   60     74       247       256   Total interest expense   346     250       1,196       779                   Net Interest Income   1,928     1,820       7,332       6,948                   Provision for Possible Loan Losses   0     45       0       (220)                   Net Interest Income after provision for possible loan losses                 1,928   1,775       7,332     7,168                   Noninterest Income               Loan and deposit service fees   117     49       482       465   Loss on sale of other real estate owned   0     0       0       4   Other   11     11       209       238   Total noninterest income   127     59       691       706                   Noninterest Expense               Salaries and employee benefits   750     808       3,039       3,011   Occupancy   124     90       492       460   Advertising   42     71       176       182   Outside processing   110     127       508       494   Professional fees   53     7       210       136   FDIC insurance   24     23       87       83   Defaulted loan expense   6     14       (1 )     30   Other   144     184       560       606   Total noninterest expense   1,252     1,324       5,071       5,002                   Income/(Loss) before income taxes   803     510       2,953       2,871                   Income Tax Expense     158       1,877         607         2,698                   Net Income/(Loss) $645     $(1,367 )   $2,345     $174   CLARKSTON FINANCIAL CORPORATION CONSOLIDATED FINANCIAL HIGHLIGHTS               (Dollars in thousands, except share and per share data)   Quarter Ended                   12/31/18 09/30/18 06/30/18 03/31/18 12/31/17 MARKET DATA             Book value per share   $5.37   $5.15   $4.97   $4.78   $4.74   Market value per share   $7.20   $7.50   $8.01   $8.00   $8.10   Earnings per share - basic & diluted   $0.19   $0.18   $0.19   $0.15     ($0.42)   Period end common shares     3,309,156     3,309,156     3,309,156     3,309,156     3,249,156                 PERFORMANCE RATIOS             Return on average assets     1.22%     1.17%     1.23%     0.97%     1.10%   Return on average equity     11.97%     11.51%     12.04%     9.75%     10.45%   Net interest margin     3.96%     3.90%     3.81%     3.90%     3.85%   Efficiency ratio     60.93%     62.02%     62.39%     67.79%     70.48%   Texas ratio     3.07%     3.21%     3.32%     3.52%     4.35%                 CAPITAL & LIQUIDITY             Tier 1 Leverage     10.05%     9.77%     9.68%     9.36%     9.08%   Common Equity Tier 1 Capital     10.65%     10.63%     10.32%     10.19%     10.12%   Tier 1 Risk Based Capital     10.65%     10.63%     10.32%     10.19%     10.12%   Total Risk Based Capital     11.70%     11.73%     11.43%     11.33%     11.26%   Loan to deposit ratio     107.83%     98.57%     100.76%     98.26%     100.59%                 ASSET QUALITY             Gross loan charge-offs   $0   $0   $0   $0   $0   Net loan charge-offs (recoveries)     ($3)     ($3)     ($4)     ($2)     ($3)   Allowance for loan and lease losses to total loans     1.07%     1.13%     1.13%     1.16%     1.19%   Nonperforming loans to total loans     0.00%     0.00%     0.00%     0.00%     0.09%   Nonperforming assets to total assets     0.34%     0.34%     0.35%     0.36%     0.45%  

    Everyman's Guide to Data Warehousing | killexams.com real questions and Pass4sure dumps

    In-Depth

    Everyman's Guide to Data Warehousing
  • By David Marco
  • 01/01/2001
  • Essential questions to be answered before going ahead with a data warehouse project.

    You have read the articles, attended all of the conferences, and are now charged to start your own data warehousing project and attain that 401% ROI you have heard everyone is getting. In addition, you have gone to the CFO or the vice president of marketing and gained funding for your enterprise data warehouse. Congratulations ... now it is time for the real work to begin.

    And you had better be successful, because this project will not be cheap and all eyes will be upon it. You will have to evaluate and purchase Extraction, Transformation and Load (ETL) software, OLAP software, all forms of hardware, middleware, and hire expensive consultants. And if that is not difficult enough, an enterprise data warehouse also involves integrating data from a corporate perspective. Therefore, you will have to interact with the most senior people in each of your company's divisions and guide them to consensus. And if you do not deliver on that 401% ROI, and appease all of those division heads, your supervisor just might hand you a one-way ticket to the company's Siberian office.

    But before your decision support system (DSS) project even begins, take a moment to examine these essential questions. If you answer "No" or "I'm not sure" to any of the following, you might want to do some more homework before heading down the data warehousing trail.

    1. What are the specific strategic business objectives (drivers) that the warehouse is suppose to achieve?The overriding reason many decision support projects fail is not that the projects were technically unfeasible. On the contrary, many of the technological challenges of data warehousing have proven answers. The most common cause of failure is that the warehouse did not meet the business objectives of the organization. I have seen many companies do a fine job of technically building a data warehouse; unfortunately, the system did not solve any of their business needs. Warehouses that do not satisfy business user's needs are not accessed and eventually die.

    2. What are the specific, calculable measurements that will be used to evaluate the ROI of the DSS system in meeting your company's business objectives?Clear business objectives are measurable. This activity is critical, because once the data warehouse project is completed, the management team will have to justify the expenditure. Moreover, it is important to understand that a data warehouse is not a project, it is a process. Data warehouses are organic in nature. They grow very fast and in directions you never anticipated. Most warehouses double in size and in the number of users in their first year of production. Once a cost justification can be quantified for the initial release, the process for gaining funding for follow-up releases is greatly simplified.

    3. Are the key users of the data warehouse identified and committed to the success of the project?The users always dictate the success or failure of the warehouse. They therefore need to be heavily involved throughout the data warehousing project. Taking it a step further, users need to have a personal stake in the success of the project. It is amazing how quickly problems vanish when everyone has a vested interest in the project. Also, make it a point to educate users on the fundamentals and processes of data warehousing. Teach them its benefits, as well as its limitations. This will aid significantly in managing their expectations. A good rule of thumb is that if you have gone more than two weeks without talking to your users, then it is time to set up a meeting. Keep in mind that many times these people are the ones picking up the tab on these projects.

    4. Is the organization trying to build a +1 Terabyte, "do-all, be-all" data warehouse on its first iteration?Data warehousing projects stretch an organization in ways unlike operational systems projects do. From a political perspective, an enterprise data warehouse requires consent and commitment from all of the key departments within a corporation. In addition, the learning curve of a decision support project team is seldom understood or planned for. There will be a new and dizzying array of software tools (ETL, OLAP, portal, meta data, data cleansing and data mining) that will require tool-specific training.

    By adding massive amounts of data into the equation the points of failure increase significantly. Moreover, large volumes of data will push the envelope of the RDBMS, middleware and hardware, and could force developers into using parallel development techniques if a massively parallel processing (MPP) architecture is needed. Keep in mind that the answer to many of these challenges comes in the form of a hefty price tag. As a result, adding the dimension of size is just too painful and costly for most enterprises to attempt during the first iteration.

    Data warehouses are best built in an iterative fashion. Do not misunderstand; this is not to recommend that a company should not build a fully functional, multiple Terabyte, +7 subject area, Web-enabled, end-to-end, enterprise data warehouse with a complete meta data interface. It simply means that the highest probability for success comes from implementing a decision support system in a phased approach. By using the first iteration as an opportunity to train the corporation, it will set the stage for bigger and better future implementations.

    5. Does the decision support pro-ject have support from executive management?Any large-scale project, whether it is a data warehouse or implementing that hot new customer relationship management (CRM) system, needs executive management on board. Moreover, their involvement is imperative in breaking down the barriers and "ivory towers" in companies. Their position allows them to rally the various departments within a corporation behind the project. Any substantial project lacking executive management participation has a high probability of failure.

    6. Does the organization have a clear understanding of the concepts and tools involved in data warehousing?If you do not have a data warehouse built, then the answer to this question will most likely be "No." As a result, training and education will be required. But keep in mind that training is required at many levels. Initial education is necessary to convey the concepts of a data warehouse, data mart, operational data store, star schema design and meta data. Data acquisition developers will also probably need to be trained on a transformation tool (Informix DataStage, for example), while data warehouse access developers will require significant training in an OLAP tool (for example, BusinessObjects and Cognos PowerPlay). Data administration developers will need to be trained on a tool that will integrate all of the company's meta data into one repository (Platinum Repository, for example). And, more than likely, there will be a Web component used to access the data warehouse and the meta data repository. Depending on your organization, additional training and outside consulting could be needed for each of these areas. Keep in mind that these are only the data warehousing-specific training issues. There still needs to be an understanding of the hardware, middleware, desktop, RDBMS and coding language (COBOL, C++ and so on) of the transformation tool.

    7. Is there a highly experienced project manager and data warehouse architect, with experience in building warehouses, who will actively participate throughout the project?Data warehousing projects are fundamentally different from operational projects. Operational projects are necessary in order to operate the day-to-day business of the company. Decision support projects are critical for making strategic decisions about your organization. In addition, data warehouses grow at an alarming rate during the first few years of production. An experienced data warehouse project leader understands these facts and keeps the vision of the project in concert with the real-world reality of decision support. In addition, the data warehouse architect must design a scalable, robust and maintainable architecture that can accommodate the expanding and changing decision support requirements.

    These fundamental challenges require highly experienced, senior-level individuals. These positions can be filled via in-house resources or by consultants. If consultants are used to fill these roles, it is imperative that they are highly skilled at knowledge transfer; in-house employees should be assigned to shadow consultants for both of these roles.

    8. Has an experienced consultant been brought in to do a readiness assessment of the organization?This step is very important because an experienced hand can identify problem areas in the organization that can be dealt with early in the DSS project's life cycle. But identifying that person is another issue. Be wary of consultants without real-world, hands-on experience. It is one thing to be able to write or speak about data warehousing; it is another matter entirely to have the experience needed to navigate through the political quagmires and to know what it takes to physically build a data warehouse.

    About the Author

    David Marco is the author of Building and Managing the Meta Data Repository: A Full Life-Cycle Guide from John Wiley & Sons. He is founder and president of Enterprise Warehousing Solutions Inc. (EWS), a Chicago-based system integrator. He can be reached at 708-233-6330 or via E-mail at dmarco@ewsolutions.com.



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